Scattered applications
Applications arriving through different channels with no single place to track them.
Lending technology and operations for NBFCs and payday lenders.
Run your lending business on systems built for it. Monevia brings loan origination, loan management and operational workflows together, so your team spends less time on manual work and more time growing the book.
For NBFCs & payday businesses
One connected lending stack.
- Loan Origination System (LOS)
- Loan Management System (LMS)
- Collections workflows
- Portfolio monitoring & reporting
Challenges we solve
Lending operations shouldn’t run on spreadsheets.
As a lending business grows, manual processes start to slow it down. These are the problems Monevia’s technology is built to remove.
Manual verification
Documents and KYC checked by hand, slowing down every application.
Inconsistent decisions
Eligibility judged differently from one case to the next.
Missed repayments
Repayment schedules tracked manually, with follow-ups that fall through the cracks.
No portfolio view
No clear picture of how the loan book is performing.
Growing team costs
More people needed for every increase in loan volume.
The technology
Systems for every stage of the loan lifecycle.
Loan Origination System (LOS)
Manage applications, customer onboarding, document and KYC verification, and eligibility assessment in one place.
Explore LOSLoan Management System (LMS)
Manage loan accounts, repayment schedules, payment tracking, collections and portfolio reporting after disbursement.
Explore LMSBuilt for short-term lending
Designed around how payday and short-term lending actually works.
Short tenures and high volumes leave little room for manual work. Monevia’s workflows are designed for the pace of short-term lending.
Digital application journeys for quick turnaround
Repayment schedules for short tenures
Repayment collection through UPI Autopay and NACH
Daily tracking of dues and collections
Workflows you configure around your own credit and collection policies
Implementation
How we get you up and running.
- 1
Discovery
We map your products, processes and current systems.
- 2
Configuration
Workflows are set up around your lending products and policies.
- 3
Integration and testing
The systems are connected and tested end to end before launch.
- 4
Go-live
Your team starts processing loans on the new systems.
- 5
Ongoing support
We stay with you as volumes grow and requirements change.
FAQs
Frequently asked questions
Can Monevia work for payday and short-term loans?
Yes. Monevia’s workflows support short-tenure products, with repayment schedules, payment tracking and collections suited to high-volume, short-term lending.
Do I have to use both LOS and LMS?
No. You can start with the system you need most and add the other later. Used together, they share one loan record from application to closure.
Will the system follow our credit policy?
Workflows such as eligibility assessment and collections are configured around your own board-approved policies, so the system supports the way your business is meant to run.
How long does implementation take?
It depends on your products, integrations and data. After a discovery call we share a plan and timeline specific to your business.
See Monevia’s lending technology in action.
Book a demo and we will show you how LOS and LMS fit your lending products and operations.